Electronic records and consent

This website's budget planner does not ask you to sign a loan agreement, authorize an electronic loan record, or consent to electronic delivery. Using the planner or contacting American Loan & Refinance, Inc. does not record an electronic-delivery choice.

If a lender or provider later presents an electronic-delivery choice, review that business's notice. It should identify the records covered, how you can access and keep them, how to request another format or withdraw consent, and any effect of withdrawal. That choice is separate from agreeing to a loan, authorizing a credit inquiry, or opting into marketing messages.

For a question about this website, contact American Loan & Refinance or call (732) 341-8100. Do not send identity documents or account credentials by general email.