Privacy at this website

American Loan & Refinance, Inc. operates this website. It provides financial information, a budget planner, and browser calculators for loan cost, payment, APR, and debt-to-income. These tools use the figures you enter to calculate results; they are not loan applications and do not request identity or account details.

What happens when you use the planner

The homepage route finder uses your state, amount and selected purpose in this browser to recommend page links. It does not submit a credit request or add these values to a URL. Income, essentials, existing payments, proposed payment, and reserve are used in the browser to calculate your budget balance; they are not added to the address or sent by this planner to a lender or provider. The cost, payment, APR, and debt-to-income calculators also calculate in your browser. These tools do not use cookies or browser storage to retain the figures you enter. Do not enter account numbers, Social Security numbers, passwords, or documents: the tools do not need them.

When you open a page, your browser sends a request containing connection details such as your IP address, browser or device information, and the page requested. The web server and network services use request information to deliver the page. For details about how request information is handled, contact American Loan & Refinance.

No loan request or data handoff from this planner

This planner does not submit a loan request, run a credit inquiry, select a provider, or send your numbers to another company. A lender's or provider's own site may collect information under its own notice if you choose to visit it. Read that notice before entering information there.

Questions

For a question about this website, contact American Loan & Refinance or call (732) 341-8100. Do not email identity documents or sensitive account information. A message to the general contact address is not a secure document-upload method.

This page describes the current website and planner scope above. It does not describe a lender application or another company's data practices.

Embedded Google Maps

Pages with a company location include an interactive Google Maps embed. When it loads, your browser requests content from Google and shares request details such as your IP address, browser information and the page origin. Google handles that content under its own privacy policy. This is separate from the local calculator figures, which the website tools do not send to a lender or provider.