Text message terms

The current website and planner do not enroll users in SMS or send application-status texts.

Your rights and the current website

The current website and planner do not enroll users in SMS or send application-status texts.

Full Text message terms

This website and its budget planner do not enroll you in a text-message program, request SMS permission, or send application or account updates by text. There is no keyword, opt-in, or STOP workflow on this site.

If a separate lender or provider asks to contact you by text, read its message terms and privacy notice before choosing. Check which company will send messages, their purpose, whether marketing is included, how often they may arrive, and how to stop them. Do not treat a text as proof that a loan was approved or funded; confirm account activity through a contact method you already trust.

Questions about this website can be sent to American Loan & Refinance or (732) 341-8100. Do not reply to an unexpected message with personal or account information.