Website terms

American Loan & Refinance, Inc. operates this website, which provides financial information and browser-based planning calculators. Using the site or a calculator does not create a loan, lender relationship, application, credit decision, or agreement with a provider.

Use the planner as a budget check

The planner subtracts the expenses, existing payments, proposed payment, and reserve you enter from the income you enter. Its result depends on your inputs. It does not verify income or expenses, determine eligibility, estimate an offer, or predict whether a payment will be approved. Check the payment dates and actual written terms for any product you consider.

Separate site information from a financial agreement

If you later visit a lender or provider, that business controls its own eligibility rules, offer, disclosures, agreement, servicing, and payment instructions. Review its legal name, all required charges, due dates, and total repayment before agreeing. These site terms do not change an existing agreement or payment due date.

Questions and site issues

For a website question or to report a page problem, contact American Loan & Refinance or call (732) 341-8100. For an existing loan, payment, or account issue, use the contact shown in your lender or servicer documents.